Business News

We here at Delmar believe that growth is one of the most important goals for any ambitious SME, but growth does not automatically create financial strength. Increasing sales, taking on employees, opening new premises or entering new markets can all require significant investment before the additiona…

We here at Delmar believe that tax planning should be part of an SME’s wider financial planning rather than something left until a payment deadline arrives. For Irish businesses, reviewing upcoming tax liabilities before year end can provide greater clarity over cash flow, reduce the risk of unexpec…

At Delmar we believe that financial resilience is an important part of running a successful business. An emergency fund can give an Irish SME greater flexibility when unexpected costs arise, customers pay late or trading conditions change. In 2026, where businesses continue to face changing costs, f…

At Delmar we believe that VAT should be considered as part of a business’s growth strategy, rather than treated solely as a compliance obligation. As an Irish SME expands, changes in turnover, customers, products, suppliers and trading arrangements can all affect its VAT position. Reviewing this bef…

At Delmar we believe borrowing can be an important part of growing an Irish business, funding investment or managing a major opportunity. However, taking on significant debt is a decision that can affect cash flow, profitability and financial flexibility for years. Before committing to a major busin…

At Delmar we believe that employee benefits can play an important role in attracting and retaining good people, particularly in a competitive employment market. However, the cost of benefits and perks can extend well beyond the headline figure. For Irish SMEs, understanding the full financial, payro…

At Delmar we believe that strong sales are only valuable when they translate into cash. For Irish SMEs, keeping a close eye on debtor days can provide an early warning that customer payments are taking too long and working capital is becoming stretched. A business can appear profitable on paper whil…

At Delmar we believe effective tax planning is about more than preparing for a tax deadline. For Irish SMEs, reviewing your position before the end of 2026 can help identify available reliefs, avoid unnecessary liabilities and ensure important financial decisions are made with a clear understanding…

At Delmar we believe that protecting profitability is not simply about increasing sales or raising prices. One of the most effective ways to maintain strong financial performance is to regularly review the costs of running the business. Many SME owners only begin examining expenditure after profit m…

At Delmar we believe that one of the most common misconceptions among business owners is that profitability automatically leads to financial security. While generating a profit is essential, it does not always guarantee that a business will have sufficient cash available to meet its day to day commi…